Trucking accidents are devastating and can severely affect your health, finances, and overall well-being. Truck accidents differ from car accidents and require a different approach regarding insurance claims and recovery. Whether you are the truck driver or the victim, avoiding common mistakes that can jeopardize your claim and prolong your recovery process is essential.
1. Not Seeking Medical Attention
One of the most common mistakes after a trucking accident is not seeking immediate medical attention. Even if you feel fine, some injuries may not show symptoms for hours or days after a crash. Seeking medical attention can help identify internal injuries, fractures, and other complications that may not be visible. Following up with your doctor to monitor your recovery and detect any long-term complications is also advisable.
2. Admitting Fault
After a trucking accident, it is essential to avoid admitting fault, even if you believe you are responsible for the crash. Anything you say can be used against you, and it is best to let the investigation process determine who is responsible for the accident. Any admission of fault can hurt your case and make it challenging to recover compensation for your injuries.
3. Not Collecting Evidence
Collecting evidence is crucial in any trucking accident. Ensure you take pictures of the accident scene, injuries, and vehicle damage. Gathering witness statements, contact information, and police reports can also prove essential in building your case and ensuring you recover full compensation for your injuries.
4. Delaying to File an Insurance Claim
Following a trucking accident, it is best to contact your insurer as soon as possible to report the accident and begin the claims process. Failing to file your claim on time can hurt your case, and your insurer might deny your claim for lack of enough information.
5. Not Hiring a Trucking Accident Attorney
Trucking accidents can be complicated, and it is best to have a lawyer helping you build your case. An experienced trucking accident attorney can help assess your damages, negotiate with insurance companies, and represent you in court if needed. Hiring a trucking accident attorney can also help alleviate your stress and allow you to focus on your recovery process.
6. Giving a Recorded Statement
Avoid giving a recorded statement to the trucking company or their insurer. The insurer may use anything you say against you, and it is best to avoid giving them any information that can hurt your case.
7. Allowing the Insurance Company to Dictate Your Medical Treatment
Don’t allow the insurer to determine your medical treatment. Instead, follow your doctor’s recommendations for treatment and recovery. The insurer may want you to see their doctor, which may affect your recovery. Always prioritize your health and trust your doctor to guide your recovery process.
8. Settling Too Quickly
Settling too quickly can hurt your case, and you may be under-compensated for your damages. It is crucial to have a full assessment of your injuries before you accept any settlement offers. Consult with your attorney and your doctor to determine the right settlement amount.
9. Not Following up with Medical Treatment
Following up with medical treatment is crucial in ensuring you fully recover. Skipping appointments can hurt your case, and the insurer may argue that you were not serious about your treatment. Follow up with your doctor and record all arrangements and medical expenses.
10. Failure to Keep Documentation
Make sure that you keep all documentation related to your trucking accident. This includes medical records, bills, and expenses related to the accident. These documents can help you build your case and ensure a smooth claims process.
Missouri Truck Accident Lawyers
If you or a loved one has been involved in a trucking accident in Osage Beach, MO, it's crucial to seek legal guidance immediately. At Price & Randle, LLC, we specialize in personal injury law and are dedicated to helping our clients navigate the complex aftermath of trucking accidents. We understand the physical, emotional, and financial toll these accidents can take, and we're here to ensure your rights are protected and you receive the compensation you deserve. Contact us today at (573) 240-8866 for a free consultation.